SOLIDIS Afinancial institution forthe emergence of Madagascar

GUARANTEE ON THE REAL ESTATE CREDITS (REC)

GUARANTEE ON THE REAL ESTATE CREDITS (REC) GUARANTEE ON THE REAL ESTATE CREDITS (REC)
  • What can we suggest you?

  • What benefits can we offer you?

  • Who is the targeted?

  • How do we make it happen?


  • What can we suggest you?

    Together towards facilitating your access to real estate/ Together, we improve your access to real estate. SOLIDIS woud like to make a vital contribution to enhancing to the life quality of Malagasy households, especially in support of the middle-class, by input from its support in the realization of their housing projects. With our simpler and streamlined solution of guarantee at no additional cost,  we are available to help you realize your dream of homeownership.

  • What benefits can we offer you?

    • SIMPLICITY: The interview and instruction of your file are done solely by your account manager. Besides, mortgage  formality is OPTIONAL.
    • ADAP¨TABLE: Formalities are simplified and the SOLIDIS’s commission rate is unique and  flat all the duration of the loan. In case of a release, no additional fees will be required of you.
    • RAPIDITY: Thanks to the simplified formalities, the guarantee is obtained rapidly which quickens the release of your loan.
    • SECURITY: Apart from the analysis of your file, SOLIDIS is alongside you in providing reliable financial caution.
  • Who is the targeted?

    PRIVATE INDIVIDUAL, holder of a bank account and having incomes regularly transfered on an established account.

  • How do we make it happen?

    We encourage you to contact directly your banker, who could propose you a SOLIDIS-backed loans.

    What are the specific features

    • Project type : purchase, purchase of property, new build or renovation
    • Guarantee rate: 100% of the loan amount
    • Guaranteed amount: up to 500 million MGA
    • Guarantee fee: 4% excluding VAT of the loan amount.
    • Repayment period: up to 12 years (depending on the term of the loan)
    • Processing time of SOLIDIS : 3 to 5 days

    What are the required documents?

    • CIN of the borrower
    • Certificate of residence
    • Family record book
    • Land title or Certificate of Legal Status
    • Detailed quotation of the construction or promise of sale
    • Proof of income, employment contrat

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